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Effective January 1, 2008, Telhio will offer unlimited access (NO FEES) for Telhio and KeyBank ATMs transcations. 

Effective January 1, 2008, Telhio will expand the checking product portfolio.  Below is a list of our new products as well as a product overview for each. Please read carefully because there are several changes to current procedures:

Student Checking  (S8)

• Ages 15- 17, at age 18 it automatically switches to a Free Checking (S8)
• Unlimited access at Telhio and KeyBank ATMs
• No Interest earned on Telhio Student Checking
• No Monthly Fee
• Checking account must have legal guardian must co-sign and be eligible for membership
• Debit Card must have legal guardian must co-sign and be eligible for membership.
• Student VISA Credit Card available  

FREE Checking (S8)

• Ages 18 – 54 at age 55 it  automatically switches to a 55+ Checking (S8)
• Unlimited access at Telhio and KeyBank ATMs
• No Interest earned on Telhio FREE Checking
• No Monthly Fee

55+ Checking (S8)

• Ages 55+
• Unlimited access at Telhio and KeyBank ATMs
• Interest earned on 55+ Checking .15% APY*
• No Monthly Fee
• One Box of basic style checks free per year.
• One Share CD bump-up of .15% APY per year. 
• FREE Travelers Checks for one

 Checking for High Yield Share Draft (S68)

• Ages 18+
• Unlimited access at Telhio
• Interest earned on High-Yield Savings Account (S67)
• No Monthly Fee
• See account Requirements

* Interest paid on daily balances of $.01 or more. APY = Annual Percentage Yield. APY as of December 31, 2007 is .15%. APY is subject to change after account opening and is accurate as of the last dividend date.