Roth IRA Contribution Chart

This is a quick reference guide to determine whether or not you meet the income thresholds for Roth IRA contributions.

Modified AGI (MAGI)

Single

Married, Filing Jointly

Married, Filing Separately

Less than $10,000 Full Contribution Full Contribution Phaseout
$10,000 - $95,000 Full Contribution Full Contribution No Contribution
$95,001 - $109,999 Phaseout Full Contribution No Contribution
$110,000 - $150,000 No Contribution Full Contribution No Contribution
$150,001 - 159,999 No Contribution Phaseout No Contribution
$160,000 or over No Contribution No Contribution No Contribution