Telhio: Trad & Roth Penalty Free Distribution

Tuesday, January 6, 2009

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Traditional and Roth Penalty-Free Distributions

First-Time Home Purchase
Medical Expenses (If they exceed 7 1/2 % of income)
Health Insurance Premiums (If unemployed)
Higher Education Expenses (Tuition, books, fees, room & board if more than part-time student. Room & board cannot be anymore than the traditional dorm and cafeteria cost. Must be this year's expenses.)
Substantially Equal Periodic Payments
IRS Levy
Disability
Death
Age 59 1/2