Loan Rates   

  Sign up for electronic payment and reduce the rate on your NEW auto loan by .05% APR* 
If electronic payment is canceled the rate will automatically increase by .05%

For other products and rates please contact our
Sales team at 614-221-3233, option 3 or apply on-line.
The rates posted are as low as rates.  
  

Rates effective 11/1/08 at 12:00am

Name Term APR Action
01. Vehicles (SPECIAL) On new cars up to 60 months 5.89% Graph itWatch it
02. Vehicles (Up to 60 months) Up to 60 months 5.99% Graph itWatch it
03. Motorcycles Up to 60 months 7.75% Graph itWatch it
04. RV & Boats Up to 240 months 7.75% Graph itWatch it
05. Home Equity Open End Variable up to 80% LTV 4.00% Graph itWatch it

 

A Telhio Member Service Representative can help you find the right loan for you.
Please contact them at 614-221-3233 option 3 to discuss your loan needs.

 01.  New Vehicles

A $25,000 vehicle loan with no down payment will be paid in 60 months.  Payment of $482.03 for 60 months. A $100 streamline lending application fee may apply. Credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to credit approval.  APR = Annual Percentage Rate.

02. Used Vehicles

A $15,000 vehicle loan with no down payment will be paid in 60 months.  Payment of $289.92 for 60 months. A $100 streamline lending application fee may apply. Credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to credit approval.  APR = Annual Percentage Rate.

03. Motorcycles

A $15,000 motorcycle loan with no down payment will be paid in 60 months.  Payment of $302.35 for 60 months. A $100 streamline lending application fee may apply. Credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to credit approval. Telhio offers special financing for Harley Davidson, Goldwing, and BMW motorcycles.  APR = Annual Percentage Rate.

04. RV and Boats

A $50,000 RV or boat loan with no down payment will be paid in 240 months.  Payment of $410.42 for 240 months. A $100 streamline lending application fee may apply. Credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to credit approval.   APR = Annual Percentage Rate.

.05 Home Equity Line of Credit - Variable

Introductory Rate offer for Home Equity Line of Credit (HELOC) with new money, subject to application, credit approval, acceptable appraisal, and title search. The Fixed 6-month Introductory Rates is available on HELOC with maximum loan-to-value ratios of 80% and minimum draws of $10,000. After the Introductory Rate ends, your normal (non-introductory) rate and the corresponding ANNUAL PERCENTAGE RATE (APR) for your HELOC may change monthly and will be based on the PRIME Rate as published in the Wall Street Journal (which is 4.00% as of October 30, 2008), but will never exceed 18.00%.  APR may be higher, depending on your credit history and the available loan-to-value ratio of your home. Homeowners Insurance is required on the eligible owner-occupied 1-4 family dwellings. Flood Insurance may also be required. Closing costs for HELOC, up to $500.00 are waived. A typical range for closing costs is between $300.00 and $500.00. A $300.00 Reimbursement Fee will be imposed on HELOC closed or cancelled before the second anniversary. Fixed Rate Home Equity of 2nd Mortgage Installment Loans are also available. Advertised rates my change without notice. Please consult your tax advisor regarding the deductibility of interest. Other fees, processing charges, and restrictions may apply contact your Telhio Credit Union branch for complete details on these and other programs.