Reduce Your Rate on Your New Auto Loan

Sign up for electronic payment on a new loan and Telhio will reduce your auto loan rate by .05%. We make it easy to save! Talk to a member representative for more information. If electronic payment is canceled the rate will automatically increase by .05%

HOME IMPROVEMENT LOAN RATES AS LOW AS 7.99% APR*

Do you have a project around the house? This product may be perfect for you situation. This loan is for amounts up to $10,000 for homeowners who do not want to use their house as collateral. If you just purchased a new home and need a deck this product is perfect for you because your house is not used as collateral. Apply online or over the phone today at 614-221-3233 option 3.

* Rate effective as of 5/1/2008. APR = Annual Percentage Rate. Maximum loan amount of $10,000. This is an unsecured loan.  

Rates as low as 4.00% APR*  for 6 months then rates as low as 4.25% APR on  Home Equity Lines of Credit

* Introductory Rate offer for Home Equity Line of Credit (HELOC) with new money, subject to application, credit approval, acceptable appraisal, and title search. The Fixed 6-month Introductory Rates is available on HELOC with maximum loan-to-value ratios of 80% and minimum draws of $10,000. After the Introductory Rate ends, your normal (non-introductory) rate and the corresponding ANNUAL PERCENTAGE RATE (APR) for your HELOC may change monthly and will be based on the PRIME Rate as published in the Wall Street Journal (which is 4.00% as of October 30, 2008), but will never exceed 18.00%.  APR may be higher, depending on your credit history and the available loan-to-value ratio of your home. Homeowners Insurance is required on the eligible owner-occupied 1-4 family dwellings. Flood Insurance may also be required. Closing costs for HELOC, up to $500.00 are waived. A typical range for closing costs is between $300.00 and $500.00. A $300.00 Reimbursement Fee will be imposed on HELOC closed or cancelled before the second anniversary. Fixed Rate Home Equity of 2^nd Mortgage Installment Loans are also available. Advertised rates my change without notice. Please consult your tax advisor regarding the deductibility of interest. Other fees, processing charges, and restrictions may apply contact your Telhio Credit Union branch for complete details on these and other programs. Telhio is open to everyone who lives, works, worships, or attends school in Franklin County and surrounding communities.

Consolidate to a Fixed Rate!

Rates as low as 9.00% APR*

• Have your credit card bills become almost unmanageable?
• Do you wish you could save money on bill payments every month?
• Would like to get out of debt faster?

If you answered yes to any of the above questions, Telhio can help you get our outstanding debt under control. By paying off your higher interest rate loans with a lower interest rate loan from Telhio, you can lower your bill payments every month. You will pay less over time and get out of debt even faster!

Stop By Today

A loan officer will be happy to review your financial situation with you and help you determine if a debt consolidation loan is right for you. Simply stop by the credit union today to learn more or to apply.

* APR = Annual Percentage Rate. Rates as of 12/20/2007. Actual rate subject to credit history. Loan refinancing offers apply to new money only. Telhio may amend or suspend this offer at any time without cause or harm to the member. Contact the credit union for complete details.  Rates are subject to change without notice. Pre-qualification and actual APR may vary with credit history.  

Up to $5,000 Down Payment Assistance 

• Homebuyers must contribute at least $500 toward down payment
• Income and household size determines qualification
• Homebuyers must complete a homebuyer counseling program
• Property must be occupied for 5 years

For more information call 614-221-3233 option 6.

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Lot/Land Loans... 
Purchase developed or undeveloped lots to build the new home of your dreams!
Call 614-221-3233 option 6 to qualify.
Check out our rates!
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Property Improvement...unsecured loan
Make improvements to your home now. Loan approvals and disbursements can be made in the same day!
Check out our rates!
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Auto Loans and Leases... 
Loan special - all new cars as low as 5.890% (up to 48 months)
Call to see if you qualify!
Check out our rates!
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Telhio reserves the right to amend or suspend these offers at any time without cause or harm to the member.