Mortgage Rates   


When shopping for a mortgage there are several products available. Please call for rates and loan amounts for specific products. At Telhio, we have many different products and loan amounts specific to your needs. Please call us at 221-3233 option 6, so we can help with this process and together we will find the right product for your situation.  Need more information?

Telhio Credit Union Purchase and Refinance Rates
30 year rate 15 year rate
4.875 %
Mortgage Rate
5.022 % APR*
4.375 %
Mortgage Rate
4.626 % APR**
 
15 / 30 Balloon 30 HLPR
6.50 %
Mortgage Rate
6.662 % APR***
6.50 %
Mortgage Rate
6.662 % APR****

First Time Home Buyer Program
30 Year HLPR (Home Loan Payment Relief)
Fixed Rate Mortgage

A low-rate mortgage for first-time homebuyers from their credit union. This program is targeted to credit union members with household income at 100% or less of the area median income, except for certain "high cost" areas designated by Freddie Mac based on HUD data. Franklin County and surrounding communities Median Income level is currently $64,200.

(614) 221-3233 option 6
* Rates as of 11/20/09. 30 year rate with 20% down payment, 0 points. A $150,000 mortgage loan with $2,500 closing costs, will be paid in 360 monthly installments. Payment of $793.81 for 360 months. Credit evaluation may apply. Less than 20% down payment may require PMI and the APR may be subject to increase.

** Rates as of 11/20/09. 15 year rate with 20% down payment, 0 points. A $150,000 mortgage loan with $2,500 closing costs, will be paid in 180 monthly installments. Payment of $1,137.93 for 180 months. Credit evaluation may apply. Less than 20% down payment may require PMI and the APR may be subject to increase.

*** Rates as of 1/5/09. 15 / 30 Balloon with 20% down payment, 0 points. A $150,000 mortgage loan with $2,500 closing costs, will be paid in 180 monthly installments. Payment of $948.10 for 180 months with a balloon payment due of $108,839.24 at the end of 180 months. Credit evaluation may apply. Less than 20% down payment may require PMI and the APR may be subject to increase.

**** Rates as of 1/5/09. 30 HLPR with 20% down payment, 0 points. A $150,000 mortgage loan with $2,500 closing costs, will be paid in 360 monthly installments. Payment of $948.10 for 360 months. Credit evaluation may apply. Less than 20% down payment may require PMI and the APR may be subject to increase.

Rates are subject to change without notice. Above rates available on owner-occupied single family purchases and refinances. Payments stated above include principal and interest only. No pre-payment penalty. Rate and term subject to credit approval. APR = Annual Percentage Rate. Fixed rate, adjustable and balloon mortgages for purchases, refinances or new builds available to everyone who lives, works, worships or attends school in Franklin County and surrounding communities.

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