Share CDs and IRAs     
Rates effective 7/7/09 at 12:00am

Name	Term	Dividend Rate	APY	Min	Action
1.	91 Days	0.90%	0.90%	$500.00
2.	6 Month	1.00%	1.00%	$500.00
3.	9 Month	1.05%	1.05%	$500.00
4	12 Month	1.15%	1.16%	$500.00
5.	18 Month	1.25%	1.26%	$500.00
6.	24 Month	2.14%	2.16%	$500.00
7.	36 Month	2.33%	2.35%	$500.00
8.	48 Month	2.48%	2.50%	$500.00
9.	60 Month	2.97%	3.00%	$500.00

    

Youth Share CDs
For newborns to 17 year olds

Effective June 1, 2008, Telhio has decreased the minimum amount required to open a youth share CD from $250 to $100. Youth Share CDs have unlimited add-on ability with a minimum of $50 for each additional deposit.

Rates effective 7/7/09 at 12:00am

Name	Term	Dividend Rate	APY	Min	Action
Youth Share CD	12 month	1.15%	1.16%	$100.00
Youth Share CD	18 month	1.25%	1.26%	$100.00
Youth Share CD	24 month	2.14%	2.16%	$100.00
Youth Share CD	36 month	2.33%	2.35%	$100.00
Youth Share CD	48 month	2.48%	2.50%	$100.00
Youth Share CD	60 month	2.97%	3.00%	$100.00

        

Click here for disclosures. 

APY = Annual Percentage Yield. This is a variable rate and the dividend rate for the current quarter is declared at the last monthly Board of Director meeting of the quarter.  Fees such as a penalty for early withdrawal on Share CDs may reduce earnings.   Telhio products and services  are available to everyone who lives, works, worships or attends school in Franklin County and some selected communities beyond. Share CD deposits are insured by the NCUA and limits set forth by that organization are in effect for all insured deposits.  Leave the field empty