Shared Branching - National Branch Network Member Guidelines
You must have a photo ID, your account number and the name of your credit union.
The following transactions are available through shared branching:
- Account Balance Inquiries
- Withdrawals – cash or checks +
- Deposits – cash or checks, including cash back**
- Loan Payments – cash or checks, no loan payoffs
- Transfers
+ Withdrawals are up to your available balance. Advance notice is preferred if withdrawing a large amount.
**Cash back is dependent on the previous balance in your account. The maximum amount back is the amount previously available in your account.
The following transactions may be available through shared branching at the discretion of the specified shared branch:
- Check Cashing*
- Credit Union Investment Account Inquiries
- Statement Print
- Travelers Check & Money Order Purchasing (subject to fees)
Night Depository are not available at shared branches.
*Check-Cashing ~ Checks will be deposited and withdrawn. The amount withdrawn must be equal to or less than your previous account balance, unless the check is "immediate". Immediate checks are as follows: cashier checks, traveler’s checks, government checks, recognizable major company payroll checks, Federal Reserve on Federal Home Loan Bank checks. ~ Checks presented that are written to one person, payable to a second person, and endorsed by a third person will not be cashed. ~ Drafts written directly off of your share draft account will not be cashed. A withdrawal from your account will be done instead.
*PLEASE NOTE* Availability of funds deposited to your account will depend on your credit union’s policy. Funds may not be immediately available. Deposits will be accepted in U.S. currency only. |