Credit & Credit Reports

We want to help provide our members with information and resources to help them make the proper financial decisions. That's one reason why we offer our members the educational tools and opportunities to be financially sound. The Financial Workbook is one way we help.

Maintaining a good credit score is crucial to your financial future. Your credit score can affect your ability to get a loan, rent an apartment and sometimes secure a job. It is important to know your credit score and review your credit reports to check for errors, fraud or discover areas for improvement.

When reviewing your credit, lenders and other groups will typically review data from three national credit bureaus: Experian, Equifax, and Trans Union.

Be sure to check the following:
  • Correct name, address and employers
  • Incorrect names, previous addresses, etc
  • Inaccuracies that could negatively impact your credit standing such as credit lines you did not open
There may be a time when you feel overwhelmed; understanding your credit score and discussing your options is the first step to financial freedom. Telhio partners with GreenPath Financial Wellness, a non-profit company that helps our members understand their credit reports.

You can contact us anytime, at 614-221-3233.