Telhio Credit Card Options Choosing the right credit card is easier than ever. No matter which card you choose, you'll enjoy important features like: EMV smart chip technology for added security Mobile purchasing capability for added convenience Plus much more! Pay Down Debt Visa® Platinum CardNo annual feeThe best introductory offer!Save on interest and pay down other credit card balances fasterEveryday convenience of a non-rewards card Earn Valuable Rewards. Visa® Real Rewards CardNo annual feeEarn 1.5 reward points per dollar spent on every purchaseNo caps or limits on the points you can earnRedeem points for cash back, travel rewards, gift cards and more! Visa® College Real Rewards CardNo annual feeEarn 1.5 reward points per dollar spent on every purchaseNo caps or limits on the points you can earnRedeem points for cash back, travel rewards, gift cards and more! Cash In Your Wallet Cash Rewards American Express® CardEarn up to 3% cash back with no annual fee.No annual feeEarn 3% cash back on the first $6000 annually in gas, and 1% thereafterEarn 2% cash back at supermarketsEarn 1% on all other purchases Rewards ToUse The WayYou Want Premier Rewards American Express® CardGreat rewards with a low annual fee!Earn 4 points per dollar on restaurant purchases, 3 points on airline purchases, 2 points on gas and 1 point on all other eligible purchasesNo caps or limits on the number of points you can earnNo foreign transaction feesGlobal Entry or TSA Pre-check reimbursement Build Your CreditVisa® Secured CardEnjoy the convenience of credit and earn interest on your savings account, all while establishing, building, or rebuilding your credit.Excellent if you are starting a credit history or have been turned down for a credit card in the pastFlexible credit lines based on a security deposit and a low annual fee. Business Credit Card Interested in a Telhio Business Credit Card? Click Here for info on Business credit cards *Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.