Mortgage Loan Options
Whether you're a first-time home buyer, building a new home, or looking to refinance, Telhio has the home loan that fits your needs, including:
- Purchases and refinances
- Investment property loans
- Adjustable rates mortgages
- Fixed-rate mortgages
- VA loans
- Options that do not require PMI
- Construction loans
- FHA loans
Apply today or call the Telhio Mortgage Team at 614-221-3233, extension 8155.
Meet Our Team!
Telhio Credit Union has a team of experienced mortgage professionals who provide personalized service to guide customers through the entire mortgage process. They offer a wide range of mortgage products and keep customers informed throughout the process, making the experience as smooth and stress-free as possible. So, take a few minutes to watch the videos below and get to know our Telhio Mortgage Team. We're confident that you'll see why so many people choose Telhio Credit Union for their mortgage needs.
Welcome Home Grant
The Welcome Home Program (WHP) offers grants of up to $25,000 to fund down payment and closing costs for low- and moderate-income homebuyers. Welcome Home funds will be available for reservation on a first-come, first-served basis beginning at 8:00 a.m. ET on March 1, and will remain available until all funds have been reserved. These grants are intended to assist individuals and families who may not have the financial means to purchase a home. The WHP is especially beneficial for those who are looking to buy their first home. The program is administered by the Federal Home Loan Bank of Cincinnati and is available to residents of Ohio, Kentucky, and Tennessee.
Mortgage Loan Rates
We offer competitive rates to help our members achieve their dream of owning a home, or save money by refinancing. View our current rates to find out which mortgage option might be right for you!
Ohio Homebuyers Plus
Telhio is proud to be one of the few financial institutions to offer the new Ohio Homebuyers Plus Savings Program! Ohio Homebuyer Plus makes specialized, tax-advantaged savings accounts available to Ohioans to assist them on their homebuying journey. Individuals who open an account through this program will have access to above-market interest rates that will help them to save and grow their money faster.
Need to know how much home you can afford? Looking for help estimating closing costs? Try our mortgage calculators. Use them to estimate:
- your monthly payment
- difference in cost of buying versus renting
- combining and consolidating other debt with your mortgage
- tax savings
- and more!
The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Offer and rates are subject to change or terminate without notice. NMLS#251831.