Certificate of Deposit
Telhio CD Rates
Want to earn higher interest on the money you don't need right away? Put your savings into a Certificate of Deposit (CD)!
Have more questions about CDs? Click here for more information.
Term
Minimum Deposit
Rate
APY*
Term
6 Month CD Special**
Minimum Deposit
$500.00
Rate
2.50%
APY*
2.53%
Term
10 Month CD Special***
Minimum Deposit
$500.00
Rate
3.25%
APY*
3.30%
Term
91 Days
Minimum Deposit
$500.00
Rate
1.25%
APY*
1.26%
Term
6 Months
Minimum Deposit
$500.00
Rate
2.05%
APY*
2.07%
Term
9 Months
Minimum Deposit
$500.00
Rate
2.15%
APY*
2.17%
Term
12 Months
Minimum Deposit
$500.00
Rate
2.40%
APY*
2.43%
Term
18 Months
Minimum Deposit
$500.00
Rate
2.50%
APY*
2.53%
Term
24 Months
Minimum Deposit
$500.00
Rate
2.65%
APY*
2.68%
Term
36 Months
Minimum Deposit
$500.00
Rate
2.85%
APY*
2.89%
Term
48 Months
Minimum Deposit
$500.00
Rate
2.80%
APY*
2.84%
Term
60 Months
Minimum Deposit
$500.00
Rate
3.05%
APY*
3.09%
Rates effective Midnight on Monday, September 19th, 2022.
* APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Telhio Savings account (non CD) products are variable rate and the dividend rate for the current quarter is declared at the last monthly Board of Directors meeting of the quarter.
**Must be "New Money," not deposited at Telhio within the previous 15 days. For 6-Month special, total balance will automatically roll into a 6-month CD at standard rate once term is over. For 30-Month special, total balance will automatically roll into a 24-month CD at standard rate once term is over.
***Total balance of 10-month CD will automatically roll into a 9-month CD at standard rate once 10-month special term is over. APY = Annual Percentage Yield. APR = Annual Percentage Rate. APY is accurate as of 8/22/2022. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. A minimum of $500 required and a maximum of $10,000 to participate in CD and offered APY. Limit 2 CDs per customer.
