Certificate of Deposit

Telhio CD Rates

Want to earn higher interest on the money you don't need right away? Put your savings into a Certificate of Deposit (CD)!

Have more questions about CDs? Click here for more information.

Term

Minimum Deposit

Rate

APY*

Term

6 Month CD Special**

Minimum Deposit

$500.00

Rate

2.50%

APY*

2.53%

Term

10 Month CD Special***

Minimum Deposit

$500.00

Rate

3.25%

APY*

3.30%

Term

91 Days

Minimum Deposit

$500.00

Rate

1.25%

APY*

1.26%

Term

6 Months

Minimum Deposit

$500.00

Rate

2.05%

APY*

2.07%

Term

9 Months

Minimum Deposit

$500.00

Rate

2.15%

APY*

2.17%

Term

12 Months

Minimum Deposit

$500.00

Rate

2.40%

APY*

2.43%

Term

18 Months

Minimum Deposit

$500.00

Rate

2.50%

APY*

2.53%

Term

24 Months

Minimum Deposit

$500.00

Rate

2.65%

APY*

2.68%

Term

36 Months

Minimum Deposit

$500.00

Rate

2.85%

APY*

2.89%

Term

48 Months

Minimum Deposit

$500.00

Rate

2.80%

APY*

2.84%

Term

60 Months

Minimum Deposit

$500.00

Rate

3.05%

APY*

3.09%

Rates effective Midnight on Monday, September 19th, 2022.

* APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Telhio Savings account (non CD) products are variable rate and the dividend rate for the current quarter is declared at the last monthly Board of Directors meeting of the quarter.

**Must be "New Money," not deposited at Telhio within the previous 15 days. For 6-Month special, total balance will automatically roll into a 6-month CD at standard rate once term is over. For 30-Month special, total balance will automatically roll into a 24-month CD at standard rate once term is over.

***Total balance of 10-month CD will automatically roll into a 9-month CD at standard rate once 10-month special term is over. APY = Annual Percentage Yield. APR = Annual Percentage Rate. APY is accurate as of 8/22/2022. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. A minimum of $500 required and a maximum of $10,000 to participate in CD and offered APY. Limit 2 CDs per customer.

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