Membership Benefits

Limited Time

Health Savings Benefits

We're thankful for our members doing their part to help others during these unprecedented times. Now it's our turn. Thanks to our partner Strategy Corps, we are offering health-related benefits to you and your family so you can save money on prescriptions, eye care, and hearing care and identity theft protection for FREE.

American Income Life

AD&D Insurance

Our hope is to have you as a member throughout many stages of your life, and even the lives of your extended family. Through a partnership with American Income Life Insurance Company, you receive benefits at no cost to you, including:

  • A Group Accidental Death & Dismemberment Benefit*
  • Health Services Discount Card
  • Child Safe Kit

Learn more online at, access code: sgnwp. If you have questions, please contact American Income Life directly at 800-495-1213 or review the AIL Plus Benefit Summary for additional information.

Refer Friends, 
Earn Money!

As a member, you can earn up to $1000 a year by referring friends and family to Telhio Credit Union.** When you refer a new member to Telhio, they get $50, and so will you. With the ReferLive program, you will be able to:

  • Manage your referrals via your ReferLive Account
  • Refer friends via email and social media
  • Keep track of the rewards you've earned
  • Send reminders to your friends about joining Telhio

It's that easy! Already referred a friend? Login to your ReferLive account here.

Tap by Telhio

Enjoy even more member benefits with Tap by Telhio, an app that protects you from everyday expenses and is available exlusively to Telhio members with a Choice or Prime checking account!

* In order to designate a beneficiary, you may complete and return the mailed beneficiary card, or sign up online. If you do not designate a beneficiary, the $3,000 would be paid to your estate and could be taxable. An AIL representative will attempt to contact you to deliver your no-cost benefits, witness your beneficiary designation and review other supplemental benefits in person.

**The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred to Telhio Credit Union who opens a new Telhio Credit Union checking account and completes the offer requirements within 60 days after opening the new account. To make a referral, the Referrer must submit a valid email address for both the Referrer and each Referred person. A Referrer may receive up to twenty (20) Visa® Reward Cards ($1000 value) within a calendar year.

To earn a $50 Visa® Reward Card, the referred person must open a new Telhio Credit Union checking account and complete the following requirements within 60 days after account opening: have an active Telhio Credit Union debit card and enroll in Electronic Statements.

Please allow 4-6 weeks after completing all requirements of this offer for delivery of your Reward Card.
Recipient is responsible for any federal, state, and/or local taxes on reward items.
Visa® is a registered trademark of Visa, Inc. Visa® is not a participant or sponsor of this promotion.