Checking Accounts

Basic Checking

Do you want a low cost account with basic benefits?

  • Online and mobile banking
  • Free online bill pay
  • Debit card
  • E-statements

Maintain an average balance of $300 in all of your accounts, or have at least one direct deposit a month, and we'll waive the $6 monthly fee*.

Choice Checking

Get more from your account with Choice Checking - checking that protects!

  • Local discounts and national retailer deals
  • Cell phone protection 1,2
  • ID theft aid 1,2
  • Roadside assistance

Only $5 per month*.

Prime Checking

Do you maintain a minimum balance of $10,000? We reward your relationship!

  • All the benefits of our Choice Checking
  • Great interest on your checking balance

Maintain an average daily balance of $10,000 in total deposits and we'll waive the $10 monthly fee*.

Do you maintain a minimum balance of $10,000 in combined total deposits?

Prime Checking

We reward your relationship.

BaZing logo

Anywhere Banking Tools

Shop Local, Save Local with BaZing Savings

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

Cell Phone Protection1,2

ID Theft Aid1,2

Roadside Assistance

$10,000 Travel Accidental Death Coverage2

Health Savings Card

Great Interest on Your Checking Balance

Account Features

Unlimited fee-free withdrawals at non-Telhio ATMs3. Up to two free boxes of checks per year+. Two free wires per year.

Maintain an average daily balance of $10,000 in combined total deposits and we'll waive the $10 monthly fee*.

Do you have a cell phone and look for deals when you shop?

Choice Checking

Benefits you'll use.

a drawing of a person

Anywhere Banking Tools

Shop Local, Save Local with BaZing Savings

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

Cell Phone Protection1,2

ID Theft Aid1,2

Roadside Assistance

$10,000 Travel Accidental Death Coverage2

Health Savings Card

Great Interest on Your Checking Balance

Account Features

Unlimited fee-free withdrawals at non-Telhio ATMs3. Up to two free boxes of checks per year+. Two free wires per year.

Only $5 per month*.

Do you want a low cost account with basic benefits?

Basic Checking

Just the basics.

Anywhere Banking Tools

Maintain an average daily balance of $300 combined in all of your accounts, or have at least one direct deposit a month in your Basic Checking, and we'll waive the $6 monthly fee*.

Only looking to save?

Whether you're looking to save for a short time, or put money away for a rainy day, we have a savings solution that's right for you.

  • CD's
  • Money Markets
  • Club Savings - tuck away funds for vacations, holiday savings, and more!

Get more from your checking account


man and woman paying for a mobile purchase with debit card

Telhio Debit Card

Everyday purchases come in all shapes and sizes, and your Telhio Visa® Debit Card gives you a safe, easier way to pay for anything, no matter how small.

a jar of change

Own Your Change Account

It's like putting your spare change in a jar, but without the jar! With our Own Your Change Savings account, purchases you make with your Telhio debit card—a cup of coffee here, a bag of groceries there—can add up to big savings.

woman enjoying coffee and using cell phone

Anywhere Banking Tools

Telhio offers convenient online and mobile banking tools so you can access your account anywhere, anytime.

1 Cell phone protection and personal identity protection are subject to additional terms and conditions.

2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.

3 Third-party ATM fees may still apply.

* With enrollment into the Telhio E-statement Program. Combined total deposits are defined as balances in any Telhio savings, money market, certificate of deposit and checking account.

+ Telhio wallet or wallet duplicate style checks

++ Telhio wallet style checks