Youth Programs

a Money Mammals monkey pointing at a savings jar

Youth Savings Account

It's part of a solid education. Teaching financial skills to children is as vital as schoolwork, and will pay large dividends throughout their adulthood.

Telhio invests in this worthwhile effort by offering our youngest members the opportunity to start saving money through our Money Mammals Kids Club. Stop in with your child or grandchild today, and check out the Money Mammals website for games, videos, and more!

Get a $50 Cash Bonus!

Open a Youth Savings Account at any Telhio branch with promo code YOUTH50 and receive a $50 cash bonus. Here's how to qualify for the bonus:

  • Open Youth Savings Account in-branch using promo code YOUTH50
  • Fund new account with $100 or more
  • Open date must be before 12/31/2024
  • Bonus will be deposited within 30 days of account opening

*Offer for new Telhio Youth Savings Account customers only. Limit one offer per person. Youth Savings Account must be opened at a Telhio Credit Union branch. Must use promo code: YOUTH50. To qualify for $50 bonus, account must be funded with $100 or more. Open date must be before 12/31/2024. Bonus will be deposited within 30 days of account opening. Account must be in good standing and not have a negative balance to qualify for bonus. Cash bonus may be considered income and reported on IRS Form 1099-INT. Telhio reserves the right to modify or eliminate this offer at any time.


Learning to Share, Save 
& Spend
with the Money Mammals

Money Mammals Welcome Packet

Learn everything you need to know about the Money Mammals. Our fun welcome packet includes a Membership Certificate and Club card, a Savings Reward Card, and a savings coin cup to get them started.


Savings Reward Card

Earn cool prizes - just for saving your money! For every deposit ($5 or more) into their Youth Savings Account, kids will receive a punch on their Rewards Card*. When they collect all 12 punches, they'll receive a fun prize and special recognition in our Money Mammals newsletter!


Birthday Rewards

We invite you to celebrate your child's birthday with us! Your child will receive a birthday postcard that includes an extra special deposit incentive. It's a great opportunity to deposit any birthday cash they receive from family or friends.


Interactive Games, Apps and Videos

The Money Mammals are all about having a good time while learning solid financial skills! Our youth members who are enrolled in the kids club will receive a quarterly newsletter by mail. Each newsletter has exciting games, saving lessons and bonus incentives! Kids will also have access to our Money Mammals website and mobile app.


Start Learning Now!

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Father and son fist bumping

Adolescent$

Our Money Mammals Kids Club is designed for kids ages 11 and under. But raising money-smart, money-empowered adults doesn't stop there! Check out Adolescent$, our financial education program curated for teens and tweens.

* Minimum $5 deposit required to earn a Savings Reward Card punch. Limit 1 punch per week on qualifying deposits.

* Money Mammals is open to kids ages 11 and under. Youth Savings Accounts require a parent or legal guardian as joint/guarantor. Must present a birth certificate and/or social security card for the minor. Minimum of $5 account balance is required to keep account active.