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You are an Owner 

When you join Telhio Credit Union, you are not a customer—you are an OWNER. That means you come first, and serving your financial needs is our top priority. The credit union's earnings are used to benefit our members. Whether it's by offering higher returns on deposit accounts and lower rates on loans, or by continually improving our services, we are dedicated to putting people over profit.

Ready to
Become a Member ?

Joining Telhio is easy and convenient! Open an account online today, or visit one of our branches. To join in person, be sure to bring the following information with you:

  • Name, address, and date of birth
  • Valid photo ID displaying your current address (driver's license, state-issued ID, or military ID)

Refer Friends, 
Earn Money!

As a member, you can earn up to $1000 a year by referring friends and family to Telhio Credit Union.* When you refer a new member to Telhio, they get $50, and so will you. With the ReferLive program, you will be able to:

  • Manage your referrals via your ReferLive Account
  • Refer friends via email and social media
  • Keep track of the rewards you've earned
  • Send reminders to your friends about joining Telhio

It's that easy! Already referred a friend? Login to your ReferLive account here.

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Checking that Protects

You deserve more from your checking account. That's why our Choice and Prime checking accounts give you access to Tap by Telhio, our easy-to-use app that protects you from everday expenses with benefits like:

  • Cell Phone Protection
  • ID Theft Aid
  • Roadside Assistance
  • Personal Identity Theft Benefit
  • Identity Restoration

More Benefits

Being a member comes with perks! When you join Telhio, you have exclusive access to a wide variety of benefits, from free insurance to savings programs and more!
*The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred to Telhio Credit Union who opens a new Telhio Credit Union checking account and completes the offer requirements within 60 days after opening the new account. To make a referral, the Referrer must submit a valid email address for both the Referrer and each Referred person. A Referrer may receive up to twenty (20) Visa® Reward Cards ($1000 value) within a calendar year.


To earn a $50 Visa® Reward Card, the referred person must open a new Telhio Credit Union checking account and complete the following requirements within 60 days after account opening: have an active Telhio Credit Union debit card and enroll in Electronic Statements.

Please allow 4-6 weeks after completing all requirements of this offer for delivery of your Reward Card.
Recipient is responsible for any federal, state, and/or local taxes on reward items.
Visa® is a registered trademark of Visa, Inc. Visa® is not a participant or sponsor of this promotion.