Personal Savings & CDs
Explore Our
Savings Options
Telhio offers a variety of savings accounts and programs to meet your needs.
- Share Savings accounts (as many as you need)
- Holiday Savings accounts
- Money Market accounts
- Own Your Change Savings accounts
Certificates of Deposit
Want to earn higher interest on the money you don't need right away? Put your savings into a Certificate of Deposit (CD)! A CD is a timed deposit that earns higher rates of return than standard savings accounts. Money deposited into a CD must remain in the CD for a specific period of time.
At Telhio, we offer CD terms from three months to five years, and the interest rates are commensurate with the length of the term. In a CD, your deposit is secure and insured, and interest is compounded and paid quarterly.
Certificate of Deposit
(CD) Rates
Want to earn higher interest on the money you don't need right away? Put your savings into a Certificate of Deposit (CD)!
Term
Minimum Deposit
Rate
APY*
Term
91 Days
Minimum Deposit
$500.00
Rate
3.80%
APY*
3.87%
Term
6 Months
Minimum Deposit
$500.00
Rate
4.70%
APY*
4.80%
Term
9 Months
Minimum Deposit
$500.00
Rate
4.60%
APY*
4.70%
Term
12 Months
Minimum Deposit
$500.00
Rate
4.50%
APY*
4.59%
Term
18 Months
Minimum Deposit
$500.00
Rate
4.25%
APY*
4.33%
Term
24 Months
Minimum Deposit
$500.00
Rate
4.15%
APY*
4.23%
Term
36 Months
Minimum Deposit
$500.00
Rate
4.10%
APY*
4.18%
Term
48 Months
Minimum Deposit
$500.00
Rate
4.00%
APY*
4.07%
Term
60 Months
Minimum Deposit
$500.00
Rate
4.00%
APY*
4.07%
Rates effective Midnight on Monday April 8th, 2024.
* APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Rates are subject to change at any time.
