Certificates of Deposit (CDs)Want to earn higher interest on money you don't need right away? Put your savings into a Certificate of Deposit (CD)!Standard CD Rates Term in Months Deposit Rate APY1 Action 91 Days $500.000.40% 0.40% View graph Monitor rate 6 Month $500.000.50% 0.50% View graph Monitor rate 9 Month $500.000.60% 0.60% View graph Monitor rate 12 Month $500.000.75% 0.75% View graph Monitor rate 18 Month $500.001.00% 1.00% View graph Monitor rate 24 Month $500.001.25% 1.26% View graph Monitor rate 36 Month $500.001.50% 1.51% View graph Monitor rate 48 Month $500.001.85% 1.87% View graph Monitor rate 60 Month $500.002.25% 2.27% View graph Monitor rate Rates effective Midnight on Monday, April 2, 2018 1 APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Telhio Savings account (non CD) products are variable rate and the dividend rate for the current quarter is declared at the last monthly Board of Directors meeting of the quarter. Rate MonitorComplete the form below to be notified by email when this rate changes. Name Current rate Notify when... rate changes rate crosses Your email address Have more questions about CDs? Click here for more information.