Certificates of Deposit (CDs)Want to earn higher interest on money you don't need right away? Put your savings into a Certificate of Deposit (CD)!Check out our 10-Month and 30-Month CD Specials below!Standard CD Rates Product Term in Months Deposit Rate APY1 Action CD 91 Days $500.001.24% 1.24% View graph Monitor rate CD 6 Month $500.001.44% 1.45% View graph Monitor rate CD 9 Month $500.001.59% 1.60% View graph Monitor rate CD 12 Month $500.001.74% 1.75% View graph Monitor rate CD 18 Month $500.001.98% 2.00% View graph Monitor rate CD 24 Month $500.002.32% 2.34% View graph Monitor rate CD 36 Month $500.002.47% 2.50% View graph Monitor rate CD 48 Month $500.002.67% 2.70% View graph Monitor rate CD 60 Month $500.002.96% 3.00% View graph Monitor rate 10 Month CD Special* 10 Months $1,000.002.57% 2.60% View graph Monitor rate 30 Month CD Special** 30 Months $1,000.002.96% 3.00% View graph Monitor rate Rates effective Midnight on Friday, February 1, 2019 1 APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Telhio Savings account (non CD) products are variable rate and the dividend rate for the current quarter is declared at the last monthly Board of Directors meeting of the quarter. Rate MonitorComplete the form below to be notified by email when this rate changes. Name Current rate Notify when... rate changes rate crosses Your email address *10 Month CD Special: Must have active Telhio Checking. After 10-Month Special ends, CD subject to standard 9-month CD rate and term. $1000 minimum balance required to open.**30 Month CD Special: After 30-Month Special ends, CD subject to standard 24-month CD rate and term. Money deposited into CD cannot be funds that are currently held in a Telhio Deposit Account. $1000 minimum balance required to open CD.Have more questions about CDs? Click here for more information.