Certificates of Deposit (CDs)Want to earn higher interest on money you don't need right away? Put your savings into a Certificate of Deposit (CD)! Check out our 15-month CD Special.Standard CD Rates Product Term in Months Deposit Rate APY1 Action CD 91 Days $500.000.40% 0.40% View graph Monitor rate CD 6 Month $500.000.50% 0.50% View graph Monitor rate CD 9 Month $500.000.60% 0.60% View graph Monitor rate CD 12 Month $500.000.75% 0.75% View graph Monitor rate CD 18 Month $500.001.00% 1.00% View graph Monitor rate CD 24 Month $500.001.25% 1.26% View graph Monitor rate CD 36 Month $500.001.50% 1.51% View graph Monitor rate CD 48 Month $500.001.85% 1.87% View graph Monitor rate CD 60 Month $500.002.25% 2.27% View graph Monitor rate 15-Month CD Special* 15 Months $1,500.002.47% 2.50% View graph Monitor rate Rates effective Midnight on Monday, July 2, 2018 1 APY = Annual Percentage Yield. Fees such as a penalty for early withdrawal on Share CDs may reduce earnings. Minimum of $250.00 required to earn interest on Share Savings. Telhio Savings account (non CD) products are variable rate and the dividend rate for the current quarter is declared at the last monthly Board of Directors meeting of the quarter. Rate MonitorComplete the form below to be notified by email when this rate changes. Name Current rate Notify when... rate changes rate crosses Your email address *15-Month CD Special: After 15-Month Special ends, CD subject to standard 12-month CD rate and term. Money deposited into CD cannot be funds that are currently held in a Telhio Deposit Account.Have more questions about CDs? Click here for more information.