Skip-A-Pay
Skip your next loan payment with Telhio’s Skip-A-Pay program!
We understand that life happens — unexpected expenses, holidays, or just a tight budget. With Telhio’s Skip-A-Pay program, eligible members can skip one monthly loan payment each year for a small $35 fee, giving you extra flexibility when you need it most.
How It Works
Skipping your payment is simple — we’ll move your skipped payment to the end of your loan term, so you can take a break now without falling behind.
You can request Skip-A-Pay in one of two ways:
- Online Banking: Log in and select Other Services → Skip-A-Pay, then follow the prompts.
- In Person: Stop by your local Telhio branch and a team member will help you complete your request.
What Happens Next
Once your Skip-A-Pay request is approved:
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Your next payment due date will be advanced by one month
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The skipped payment will be added to the end of your loan term
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A $35 processing fee will be applied
Eligibility Requirements
To qualify for Skip-A-Pay, your loan must meet the following conditions:
Your share savings account:
Has at least $5 on deposit
Is not overdrawn for more than 45 days
And is not charged off
