AD&D Insurance Benefit for MembersOur hope is to have you as a member through many stages throughout your life, and even the lives of your extended family. If you have questions, please contact American Income Life directly at 800-495-1213. You can also review the Benefit Notice for Members for additional information.*In order to designate a beneficiary, you may complete and return the mailed beneficiary card, or sign up online. If you do not designate a beneficiary, the $3,000 would be paid to your estate and could be taxable. An AIL representative will attempt to contact you to deliver your no-cost benefits, witness your beneficiary designation and review other supplemental benefits in person.