Earn up to $750 Cash Back*

Auto Loan Refinance

Take advantage of this limited time offer, exclusively for Telhio members. RECEIVE 2% CASH BACK (up to $750)* when you refinance an existing auto loan with Telhio. To qualify, submit your loan application online, in-branch, or by phone from April 3 - May 31, 2024.

Vehicle Loans

Vehicle Loan Rates

Get Pre-Approved & Buy With Confidence!

Get a pre-approved loan and you will know what you can afford before you start car shopping.

Additional Coverage

We also offer additional coverage that can be added to your loan application. See our list of additional coverage for more details.


Rate as Low as

APR as Low as


Used Auto**

Rate as Low as


APR as Low as


Rates effective on April 1st, 2024. A $165 doc prep fee applies. Additional discounts may be available. Certain restrictions and credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to underwriting guidelines and credit approval. Rate disclosed is based on a highly qualified credit candidate and may vary.

**Example: A $15,000 used vehicle loan with no down payment will be paid in 48 months with a payment of $357.82 at the disclosed APR. APR = Annual Percentage Rate.

*Offer for Telhio members only. Limit one offer per person. Valid on auto loan refinances from 04/03/2024 through 05/31/2024. Receive 2% cash back, up to $750, when you refinance an existing non-Telhio auto loan with Telhio. 2% cash back is calculated using the amount of Telhio loan proceeds used to pay off the existing loan and may not be the full amount of the Telhio loan. Cash back does not include any portion of the loan used for cash-out purposes. Valid on car loans only; no motorcycles, RVs, or boats. Not valid on lease buyouts. Minimum loan amount of $5,000. Not valid with any other promotion. Not eligible with employee discount. Cash back may be forfeited if loan is paid off within six months. Offer subject to credit and underwriting guidelines. Cash bonus may be considered income and reported on IRS Form 1099-INT. Telhio reserves the right to modify or eliminate this offer at any time.

a person sitting in a car

Additional Vehicle Coverage

Telhio makes sure to keep you and your vehicle moving, which is one reason why we offer services at a low cost that you can easily add to your monthly payment.

a person getting keys to his new car

Enterprise Car Sales

Not sure where to begin when searching for a car? Start with a dealer we trust! Our partners at Enterprise Car Sales offer a selection of high-quality, low-mileage vehicles with the latest technology and features.

hand drawing on chalkboard with drawings of car, family, and home under an umbrella

Telhio Insurance Services

If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.