Earn up to $750*
As a valued member, you can earn up to $750 by opening a new Telhio Personal Checking Account.
Get started
Open your account by April 30, 2026 then maintain your balance through August 31, 2026 to receive one of the following bonuses.
Open by Date
Balance as of 8/31/26
Bonus Received
Open by Date
April, 30, 2026
Balance as of 8/31/26
$25,000
Bonus Received
$375
Open by Date
April, 30, 2026
Balance as of 8/31/26
$50,000
Bonus Received
$750
Receive your bonus no later than October 31, 2026
Checking Accounts
When you join Telhio Credit Union, you are not a customer—you are an owner. That means you come first, and serving your financial needs is our top priority. The credit union's earnings are used to benefit our members. We are dedicated to putting people over profit. Securing your membership starts with your $5 savings account. Choose a checking account below to help with everyday purchases.
Basic Checking
Just the basics.
- Anywhere Banking Tools
Maintain an average daily balance of $300 combined in all of your accounts, or have at least one direct deposit a month in your Basic Checking, and we'll waive the $6 monthly fee*.
Choice Checking
Benefits you'll use.
- Anywhere Banking Tools
- Shop Local, Save Local with BaZing Savings: Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
- Cell Phone Protection1,2
- ID Theft Aid1,2
- Roadside Assistance
- $10,000 Travel Accidental Death Coverage2
- Health Savings Card
- Account Features: Up to three fee-free withdrawals at non-Telhio ATMs3. Up to one free box of checks per year++.
Only $5 per month*
Prime Checking
We reward your relationship.
- Anywhere Banking Tools
- Shop Local, Save Local with BaZing Savings: Local discounts and national retailer deals to save you money on shopping, dining, travel and more
- Cell Phone Protection 1,2
- ID Theft Aid 1,2
- Roadside Assistance
- $10,000 Travel Accidental Death Coverage 2
- Health Savings Card
- Account Features: Unlimited fee-free withdrawals at non-Telhio ATMs 3. Up to two free boxes of checks per year+. Two free wires per year.
- Great interest rate on your balance
Maintain an average daily balance of $10,000 in combined total deposits and we'll waive the $10 monthly fee*.
1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.
3 Third-party ATM fees may still apply.
* With enrollment into the Telhio E-statement Program. Combined total deposits are defined as balances in any Telhio savings, money market, certificate of deposit and checking account.
+ Telhio wallet or wallet duplicate style checks
++ Telhio wallet style checks
Telhio Partners with Greenlight!
Telhio is proud to partner with Greenlight® Financial Technology, Inc. to better serve families and help the next generation build healthy financial futures. Telhio members with a Personal Checking Account will have complimentary access to Greenlight's award-winning family finance app. Greenlight offers a debit card and app that teaches kids and teens how to earn, save, give and spend wisely - all with parental supervision.
Additional services
Telhio Credit Cards
Lock in a low introductory rate on purchases and balance transfers for 2 years with the Telhio ZERO+ Credit Card
Certificate of Deposit
Lock in a market-leading 4.00% APY on a 24-month CD and watch your savings grow.
Home Equity Line of Credit
Turn your equity into opportunity with HELOC special rates as low as 6.25% APR + no closing costs.
Bonus Offer Disclosures
*Offer is for new Telhio Personal Checking Account Customers only, those who closed a checking account within the last six months, are not eligible. Telhio reserves the right to limit an individual to one account-related bonus incentive per rolling 12-month period. Limit one offer per person. Basic, Choice, or Prime checking account must be opened at a Telhio Credit Union branch or online at telhio.org. Must use promo code BONUS750. Open date must be before 5/1/26. To qualify for $375 bonus, you must deposit a minimum of $25,000 into new checking account by 4/30/26, and maintain $25,000 average daily balance until 8/31/26. To qualify for $750 bonus, you must deposit a minimum of $50,000 into new checking account by 4/30/26, and maintain $50,000 average daily balance until 8/31/26. Bonus will be deposited to account no later than 10/31/26. Cash bonus may be considered income and reported on IRS Form 1099-INT. Telhio reserves the right to modify or eliminate this offer at any time.