Open red gift box with white lid and red ribbon containing folded hundred-dollar bills on white background

It pays to be a member!

Unwrap $100 bonus when you open a new Telhio checking account with this limited time offer!

Personal Checking Accounts

Choose a checking account below to help with everyday purchases!

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Basic Checking

Maintain an average balance of $300 in all of your accounts, or have at least one direct deposit a month, and we'll waive the $6 monthly fee*.

Just the basics.

  • Anywhere Banking Tools
  • Free online bill pay
  • Debit card
  • E-statements

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Choice Checking

Only $5 per month*

Get more from your account with Choice Checking - checking that protects!

  • Anywhere Banking Tools
  • Local discounts and national retailer deals
  • Cell Phone Protection 1,2
  • ID Theft Aid 1,2
  • Roadside Assistance
  • $10,000 Travel Accidental Death Coverage 2
  • Health Savings Card
  • Account Features

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Prime Checking

Maintain an average daily balance of $10,000 in total deposits and we'll waive the $10 monthly fee*

Do you maintain a minimum balance of $10,000? We reward your relationship!

  • Anywhere Banking Tools
  • Local discounts and national retailer deals
  • Cell Phone Protection 1,2
  • ID Theft Aid 1,2
  • Roadside Assistance
  • $10,000 Travel Accidental Death Coverage 2
  • Health Savings Card
  • Account Features
  • Unlimited fee-free withdrawals at non-Telhio ATMs3. Up to two free boxes of checks per year+. Two free wires per year.

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Additional Services

Personal Loans 

Need extra cash this holiday season? Get the cash you need now with a personal loan from Telhio, with rates lower than most credit cards!

Savings and Money Market Options

Whether you're looking to save for a short time, or put money away for a rainy day, we have a savings solution that's right for you.

Telhio Credit Card

Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

*Offer is for new Telhio Checking Account Customers only, those who closed a checking account within the last six months, are not eligible. Telhio reserves the right to limit an individual to one account-related bonus incentive per rolling 12-month period. Limit one offer per person. Basic, Choice, or Prime checking account must be opened at a Telhio Credit Union branch or online at telhio.org. Must use promo code CHEER100. To qualify for $100 bonus, must enroll in e-statements and make 5 debit card transactions within 45 days of checking account open date. Open date must be before 12/31/2025. Bonus will be deposited within 90 days of account opening. Account must be in good standing and not have a negative balance to qualify for bonus. Bonus may be considered income and reported on IRS Form 1099-INT. Telhio reserves the right to modify or eliminate this offer at any time.

1 Cell phone protection and personal identity protection are subject to additional terms and conditions.

2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.

3 Third-party ATM fees may still apply.

* With enrollment into the Telhio E-statement Program. Combined total deposits are defined as balances in any Telhio savings, money market, certificate of deposit and checking account.

+ Telhio wallet or wallet duplicate style checks

++ Telhio wallet style checks