Fall Into Home Improvements!

Home improvement projects can seem overwhelming in the hot summer months, but with fall quickly approaching, now is the time to inspect and improve your home! Take advantage of the cooler days of autumn with these four home improvement projects from AOL Real Estate and Today Home and Garden!

1. Insulate the attic: Insulating the attic is the perfect fall improvement project. Without the stifling heat of July, you can not only take your time in the attic, but will also be able to feel a draft where insulation is needed.

2. Become energy efficient: Caulking around windows, doors and siding is an easy and inexpensive way to become energy and money efficient. Spike Carlsen, former executive editor of Family Handyman magazine and the author of "Reader's Digest Complete Do-It-Yourself Manual," suggests using a silicone caulk because it won't crack, and is both waterproof and flexible. He also recommends caulking at the beginning of the fall because if the temperature drops too low, the caulk won't take as well.

3. Inspect your deck: Once you store all of your deck and patio furniture for the winter, your deck is ready to be inspected. Has it been treated yet? If not now's the time to do so. By simply power-washing and using a water protectant, you'll add years to the life of your patio.

4. Clean your gutters: When all of the leaves have fallen, it's time to clean out your gutters. Dispose of any debris that has clogged your gutters, and then use a hose to spray them down to be sure they are clear. Any remaining debris can freeze in the winter and cause damage. Remember to check your downspouts for any clogging as well.

While most home improvement projects involve some kind of spending, they don't have to empty your pockets, or worse, leave you in major credit card debt. You have options! A home improvement loan or line of credit can be the perfect solution to your home improvement needs. Telhio Credit Union is offering a home equity line of credit for an intro rate as low as .99% for the first 6 months, and we have a great option for a home improvement loan that doesn't require equity!

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