Tackle Your Finances

As a consumer, you know how important it is to stay on top of your personal finances and to keep them well organized. With football season around the corner, take a cue from the game to have your financials ready for the playoffs!

Be a team player: Don't try to do it all yourself. Focus on what you know how to do and have time to do well, and ask for, or hire, help for those areas that are weaknesses or time "bandits." Telhio has various financial planning services and advisors to help keep your personal finances on track!

Have a game plan: One of the biggest issues of not being organized comes in the form on missed payments. You can create an "unpaid bills" file in your filing cabinet, or, if most of your bills are electronic, you can create a folder on your computer for your bills. Telhio's online banking system comes complete with an online calendar you can use to program in important dates for bill payments or alerts to ensure you don't miss a tax deadline.

Practice daily: It's important to fully grasp your financial climate. Track your spending every day, log it every month and keep all of your receipts. Reconcile both your bank and credit card statements. Telhio's free Financial Fitness toolkit contains tips, worksheets and planning materials to help you make the most of your money.

Quarter-"back-up" your finances: No matter what platform (such as QuickBooks) you use to track your financials, back it up! Statement charges, bills, invoices, payment records...everything needs to be backed up! A loss of financial records could mean financial ruin.

Don't rush; go at "game speed": Many consumers find themselves rushing to get through their financial duties each month. It's important to set apart a specific time to focus on these matters to be sure you have bills paid on time and your financial climate well-organized.

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