Your business banks here. You should too.
Existing Telhio Business Members can open a new personal checking account with promo code PERS200 to earn $200!
Personal Checking Accounts
Choose a checking account below to help with everyday purchases!
View Details
Basic Checking
Maintain an average balance of $300 in all of your accounts, or have at least one direct deposit a month, and we'll waive the $6 monthly fee*.
Choice Checking
Only $5 per month*
Get more from your account with Choice Checking - checking that protects!
- Anywhere Banking Tools
- Local discounts and national retailer deals
- Cell Phone Protection 1,2
- ID Theft Aid 1,2
- Roadside Assistance
- $10,000 Travel Accidental Death Coverage 2
- Health Savings Card
- Account Features
Prime Checking
Maintain an average daily balance of $10,000 in total deposits and we'll waive the $10 monthly fee*
Do you maintain a minimum balance of $10,000? We reward your relationship!
- Anywhere Banking Tools
- Local discounts and national retailer deals
- Cell Phone Protection 1,2
- ID Theft Aid 1,2
- Roadside Assistance
- $10,000 Travel Accidental Death Coverage 2
- Health Savings Card
- Account Features
- Unlimited fee-free withdrawals at non-Telhio ATMs3. Up to two free boxes of checks per year+. Two free wires per year.
Additional Services
*Offer available to existing Telhio Business Customers only, business account must be opened prior to 12/1/2025 to be eligible. Offer for new Telhio Checking Account Customers only, those who closed a checking account within the last six months, are not eligible. Telhio reserves the right to limit an individual to one account-related bonus incentive per rolling 12-month period. Limit one offer per person. Basic, Choice, or Prime checking account must be opened at a Telhio Credit Union branch or online at telhio.org. Must use promo code PERS200. To qualify for $200 bonus, must enroll in e-statements and make $1,000 in total deposits within 45 days of checking account open date. Open date must be before 12/31/2025. Bonus will be deposited within 90 days of account opening. Account must be in good standing and not have a negative balance to qualify for bonus. Bonus may be considered income and reported on IRS Form 1099-INT Telhio reserves the right to modify or eliminate this offer at any time.
1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.
3 Third-party ATM fees may still apply.
* With enrollment into the Telhio E-statement Program. Combined total deposits are defined as balances in any Telhio savings, money market, certificate of deposit and checking account.
+ Telhio wallet or wallet duplicate style checks
++ Telhio wallet style checks