Become A Member
Join Telhio
As a Telhio member, you get all the convenience of a big bank — plus the heart, care, and trust of a local credit union that puts your needs first. We're here to help you reach your financial goals, no matter where you are in life. Whether you're buying your first home, refinancing your car, or teaching your kids how to save, Telhio has your back every step of the way.
Community Involvement
Conversations create change. We know this firsthand and have lived by it since our inception in 1934 as the credit union for the Columbus Telephone Company.
A lot has changed since then, but our purpose has not. At Telhio, people are the priority. We meet you at every stage of your financial journey because we have been there, too. Our local experts serve you with solutions, not sales, because business does not thrive on transactions alone.
Because we are a credit union, our members are our owners, so you can count on trust and transparency at every turn, from Central to Southwestern Ohio.
For more than 90 years, Telhio has been deeply committed to the betterment of its members and the communities we call home. That commitment comes to life through meaningful local partnerships, including Ronald McDonald House Charities of Central Ohio, IMPACT Community Action, Columbus Blue Jackets, Greater Hamilton Chamber, FACCES, and Hockey and Hounds. These relationships allow us to support families, uplift youth, champion local causes, and give back in ways that truly matter.
We are people helping people and reinvesting in the community our roots have grown in.
Why Choose a Credit Union?
Credit unions are built for people. As not-for-profit financial cooperatives, they exist to serve their members and reinvest earnings back into the people and communities they support. That member-first approach often means competitive rates, fewer fees, and more personalized financial guidance.
When you join a credit union, you become a member-owner—not just a customer. This structure allows credit unions to focus on long-term financial well-being, strong relationships, and making a meaningful impact locally. It's banking with a purpose, centered on helping members reach their goals.
Member-owned, not-for-profit structure
Competitive savings and loan rates
Personalized, relationship-focused service
Strong commitment to local communities
Earnings reinvested to benefit members
How to Join
Becoming a member is simple!
Membership Eligibility
Anyone who lives, works, worships, or attends school in Central or Southwest Ohio
Employees of our Select Employer Groups (SEGs)
Immediate family members of existing Telhio members
Member Benefits
At Telhio, membership means access to powerful financial tools and genuine personal support. Here’s what you’ll enjoy as a member-owner:
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Low-rate auto, mortgage, and personal loans
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Financial Education
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Checking accounts with perks
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Youth and teen accounts to help young members start saving early
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Referral Program
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Small business solutions to help entrepreneurs grow
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Shared Branching Network
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24/7 digital access through online and mobile banking
