Become A Member
Join Telhio
As a Telhio member, you get all the convenience of a big bank — plus the heart, care, and trust of a local credit union that puts your needs first.We're here to help you reach your financial goals, no matter where you are in life. Whether you're buying your first home, refinancing your car, or teaching your kids how to save, Telhio has your back every step of the way.
Community Involvement
Conversations create change. We know this firsthand and have
abided by it since our inception in 1934 as the credit union for the Columbus
Telephone Company.
A lot has changed since then, but our purpose has not. At
Telhio, people are the priority. We meet you at every stage of your financial
journey, because we've been there, too. Our local experts serve you with
solutions, not sales, because business doesn't thrive on transactions alone.
Because we're a credit union, our members are our owners, so
you can count on trust and transparency at every turn - from central to
southwestern Ohio.
For more than 90 years, Telhio has committed to the betterment of its members. We're people helping people - and giving back to the community that our roots have grown in.
Credit Unions vs Banks
Credit Union
Not-for profit
-
Higher Savings Rate
-
Lower Loan Rates
-
Local and community-centric
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Members are owners
Banks
For-profit
-
Higher Interest
-
Operates in interest of shareholders
-
large scale, minimal relationship-building
How to Join
Becoming a member is simple!
Membership Application
You will need the following information in order to complete the application:
- Government issued ID/Drivers License/State ID or Passport with current address
- Your complete physical and mailing address
- Social Security Number
- Date of Birth
Open a Share Savings Account
Deposit $5
Once your application is processed, you can open your share savings account with a $5 deposit, which represents your ownership in the credit union.
Enjoy
Enjoy the Benefits — Start using your Telhio account and experience the difference of people-first banking.
Member Benefits
At Telhio, membership means access to powerful financial tools and genuine personal support.
Here's what you'll enjoy as a member-owner:
Financial Education
24/7 digital access through online and mobile banking
Referral Program
Shared Branching Network
Low-rate auto, mortgage, and personal loans
Checking accounts with perks
Youth and teen accounts to help young members start saving early
Small business solutions to help entrepreneurs grow
Membership Eligibility
Anyone who lives, works, worships, or attends school in Central or Southwest Ohio
Employees of our Select Employer Groups (SEGs)
Immediate family members of existing Telhio members
Why Telhio?
1 out of 4 Ohioans choose credit unions for their financial services
