Clock, calendar, and sticky notes on a brown background with text about year-end financial planning and goals.

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Become A Member

Join Telhio

As a Telhio member, you get all the convenience of a big bank — plus the heart, care, and trust of a local credit union that puts your needs first. We're here to help you reach your financial goals, no matter where you are in life. Whether you're buying your first home, refinancing your car, or teaching your kids how to save, Telhio has your back every step of the way.

JOIN TODAY

Community Involvement

Conversations create change. We know this firsthand and have abided by it since our inception in 1934 as the credit union for the Columbus Telephone Company.

A lot has changed since then, but our purpose has not. At Telhio, people are the priority. We meet you at every stage of your financial journey, because we've been there, too. Our local experts serve you with solutions, not sales, because business doesn't thrive on transactions alone.

Because we're a credit union, our members are our owners, so you can count on trust and transparency at every turn - from central to southwestern Ohio.

For more than 90 years, Telhio has committed to the betterment of its members. We're people helping people - and giving back to the community that our roots have grown in.

Children and adults engaging at a colorful community event table with crafts and informational materials outdoors.

Two men in casual golf attire talking under a covered outdoor area near a table with people and trees in background

Group of smiling adults and children posing outdoors under a blue inflatable arch on a sunny day

Two women in blue Telhio Credit Union shirts smiling at an outdoor event booth with branded van in background.

Two people wearing Telhio Credit Union shirts talking outdoors near a tree on a sunny day

Volunteers in blue shirts push strollers on grass at an outdoor event with white tents on a sunny day.

Volunteers distributing items to people at an outdoor event under a white tent with cardboard boxes

Three smiling adults posing at a community event indoors with casual and branded clothing.

Credit Unions vs. Banks

Credit unions stand apart from banks because they're built to serve people—not shareholders. As not-for-profit financial cooperatives, credit unions return earnings directly to their members through better rates, lower fees, and more personalized service.

Unlike big banks that focus on profits, credit unions focus on people—empowering members to achieve their financial goals while investing in the communities they serve. When you join a credit union, you're not just a customer—you're an owner and part of something bigger.