Auto Refinance Special
Limited Time Offer
From November 1st to December 13th, take advantage of our special auto refinance rates and get up to $750 cash back!*
Fuel your savings this holiday season with an Auto Loan Refi
Get 2% cash back up to $750 when you refi your auto loan with Telhio*
Need some extra cash this holiday season? Simply bring your existing auto loan from another financial institution and refinance with Telhio. You'll get 2% cash back up to $750. Plus, when you refinance, you'll make no payments for 45 days.
Apply today in-branch, via phone at 614-221-3233, or online. Offer good on applications submitted from November 1 - December 13, 2025.
2% Cash Back up to $750
No Payments for 45 Days
Product
Rate as Low as
APR as Low as
Product
Used Auto**
Rate as Low as
4.89%
APR as Low as
5.448%
Rates effective on November 1st, 2025.
A $175 doc prep fee applies. Additional discounts may be available. Certain restrictions and credit evaluation may apply. Rates are subject to change without notice. Rates and term subject to underwriting guidelines and credit approval. Rate disclosed is based on a highly qualified credit candidate and may vary.
**Example: A $15,000 used vehicle loan with no down payment will be paid in 48 months with a payment of $348.48 at the disclosed APR. APR = Annual Percentage Rate.
Additional Services
Telhio has all your auto needs covered
Shop For A New Car
Telhio has partnered with AutoSMART to provide members a streamlined and seamless auto buying experience. Shop thousands of new and used vehicles online!
Vehicle Coverage
Telhio makes sure to keep you and your vehicle moving, which is one reason why we offer services at a low cost that you can easily add to your monthly payment.
Telhio Insurance Services
If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.
Auto Refi Offer Disclosures
*Offer for Telhio members only. Limit one cash back offer per vehicle refinanced. Valid on auto loan refinances from 11/1/2025 through 12/13/2025. Receive 2% cash back, up to $750, when you refinance an existing non-Telhio auto loan with Telhio. 2% cash back is calculated using the amount of Telhio loan proceeds used to pay off the existing loan and may not be the full amount of the Telhio loan. Cash back does not include any portion of the loan used for cash-out purposes. Valid on car and consumer use truck loans only; no motorcycles, RVs, or boats. Not valid on lease buyouts. Minimum loan amount of $5,000. Not valid with any other promotion. Not eligible with employee discount. Cash back may be forfeited if loan is paid off within six months. Offer subject to credit and underwriting guidelines. Cash bonus may be considered income and reported on IRS Form 1099-INT. Telhio reserves the right to modify or eliminate this offer at any time.