As a business owner, your time is valuable, and you need a financial institution you can trust. Telhio aims to be our members' business banking partner and offers many products and services. Our team of Business Banking Relationship Managers (BBRMs) are here to assist you with your lending needs.


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SBA Lending

Telhio is the #1 Credit Union in Ohio for SBA Lending. We offer Small Business Administration (SBA) 7(a) and SBA 504 loans.

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Working Capital Loans & Equipment Financing

If you plan on making a major business equipment purchase or need capital for your business, let a working capital loan or a business equipment loan work for you.

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Construction & Commercial Real Estate

Let Telhio Credit Union help your business grow with a commercial mortgage. We can refinance an existing mortgage or help you obtain the loan you need to purchase a new property.

Get Started

Ready to get started? Apply now for your desired business loan, or contact us.


Meet Our Business Lending Team


Jerrid Williams

Commercial Relationship Manager

Jerrid was born and raised in Columbus, Ohio and graduated from Miami University (OH). Jerrid has over 13 years of banking and financial services experience. This spans from specialty lending by way of practice finance to institutional investing back to business banking. Jerrid joined Telhio in March of 2020.

Karl McDowell

VP, Business Banking Relationship Manager II

With 20 years of banking experience, Karl has attained certifications in banking, finance, and credit analysis. Expertise ranges from Banker, Assistant Manager, Branch Manager, Business Banking Officer, to Business Development Manager. He volunteers and provides financial literacy classes for a number of non-profits and has won the Community Star Award for his efforts.

Elyse Sturtz

VP, Commercial Relationship Manager

Elyse has been on the Telhio team for more than eight years. An Ohio University graduate, Elyse holds a wealth of experience in the area of practice solutions. Having had experience in branch banking, Elyse is equipped to help with all business lending and business banking needs.

Allen McConnell

VP, Commercial Relationship Manager

Meet Allen McConnell, the Vice President of Commercial Relationship Management at Telhio Credit Union. With 3 years at Telhio, Allen brings a wealth of experience from his previous roles at Ohio Development Services Agency, CF Bank, Fifth Third Bank, Chase Bank, First National Bank of Zanesville, and KeyBank. He holds a Bachelor of Science degree in General Management from Purdue University and a Master of Business Administration in Finance from Xavier University. Outside of work, Allen finds fulfillment in his involvement with the Big Brother/Big Sister Program, being a member of Kappa Alpha Psi Fraternity, and enjoying a round of golf.

Skyla Coleman

Business Banking Relationship Manager

Skyla is from Rutland, Ohio and graduated from Hocking College in 2020. She has been with Telhio Credit Union for three years and is passionate about volunteering in the community and being an advocate for people over profit. Skyla is ready to utilize her skills in both consumer and business banking to create a personalized experience with our members and discovering the right products and services to fit their specific needs.

Colleen Zebrowski

Business Banking Relationship Manager II

Colleen is a graduate of New York University and has been with Telhio for over 10 years, in both consumer and business banking and lending. She is driven to provide positive and personal relationships with members and ensure the highest quality of service. Her goal is to offer local businesses financial solutions for themselves, their businesses and their employees.

Chris Parrish

Business Banking Relationship Manager II

Chris Parrish loves seeing his local members grow and thrive. Supporting members as they set and attain goals is part of why he loves his role in Telhio. In his role as a Business Banking Relationship Manager, Chris works diligently with each customer to understand their aspirations and needs, and consistently delivers prompt, quality service. His comprehensive background of over 10 years within the financial industry has taught him that relationships are the foundation for helping customers succeed financially. He strives to know his members, to know what Telhio Credit Union does best, and to focus on where those meet. In order to provide world class personal service to each and every member

Abdel Haiba

Business Banking Relationship Manager II

Abdel Haiba is a Business Banking Relationship Manager at Telhio Credit Union, located in Central Ohio's Northeast Market. With over 15 years of experience in business and healthcare banking, Abdel is passionate about helping businesses and individuals achieve their financial goals. He holds a degree in Civil Engineering from Sudan University for Science and Technology, as well as a degree in International Relations and Middle East Studies from The Ohio State University. With a diverse work history spanning 22 years in retail, banking, and finance, Abdel brings a wealth of skill and expertise to his role at Telhio Credit Union.

Sarah Powers

VP, Commercial Relationship Manager

Sarah Powers started her banking career 24 years ago. Sarah has worked in numerous banking positions starting as a teller working her way to management, where she has spent most of her career. Over the last 7 years, Sarah has been a true advocate to her business clients as a Commercial Relationship Manager, building loyal, lasting relationships which is what she enjoys most in her current role. Sarah being a high energy, dependable and ambitious leader - she attended college while managing her career and graduated from Indiana Wesleyan University with a Bachelor of Science in Business Administration in 2020.

Sarah remains active in the surrounding communities. Currently, serving as Chairman of the Board of Directors for the Boys & Girls Clubs of Hamilton and Board Member of Greater Hamilton Chamber of Commerce. She is also an active member of Hamilton Junior Women's League who supports the women and children of Butler County through The Parachute Foundation.

Prohibition Against Unlawful Internet Gambling
Federal law, the Unlawful Internet Gambling Enforcement Act of 2006, and implementing regulations prohibit commercial customers from receiving deposits or other credits of any kind relating to their operation of an illegal Internet gambling business. Telhio Credit Union is required to enforce this prohibition.