Home Equity & Property Improvement Loans

Telhio has a wide range of home equity and home improvement options - from traditional lines of credit, to loans that do not require equity. Our terms range from 5 to 20 years with low fixed and variable interest rates.

Fixed Home Equity Loans & Home Equity Lines of Credit

Like the security of knowing what your payments will be each month?  A fixed home equity loan may be for you. Looking for low monthly payments on what you borrow?  Try a home equity line of credit. With a HELOC, you make payments based only on what you borrow from your credit line.

Home Improvement Loans with No Equity Required
No equity? No problem!  Our home improvement loans may be just what you're looking for.

Product Term Loan Rate as low as APR as low as  
Fixed Home Equity Loan1 Up to 240 Months $5,000.00 to $200,000.00 4.000% 4.000% APPLY NOW
Home Equity Line of Credit2 120 Month Draw Period $5,000.00 to $200,000.00 4.000% APPLY NOW
Home Improvement Loan - 1st or 2nd Lien Position3 Up to 180 Months $5,000.00 to $100,000.00 3.600% 3.600% APPLY NOW
Unsecured Home Improvement Loan - No Equity Required4 Up to 84 Months $5,000.00 to $25,000.00 8.750% 9.790% APPLY NOW
Rates effective Midnight on Monday, January 18, 2021

The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. APR may vary.  Certain restrictions and credit evaluation will apply for all loans. Rates and product offerings are subject to change without notice. Actual rates may vary based upon one or more of the following: credit rating, value of collateral, and term.   All rates and terms subject to credit approval.  NMLS#251831