Don't Be Tricked! Protect Yourself from Fraud

Ask most people and they will tell you that they would never knowingly give out their personal identity information to a stranger. However, just as you are good at what you do for a living, scammers are just as good at fulfilling their job descriptions - to scam. And they are quite clever when it comes to getting your personal information.

Some scammers send emails, texts, or WhatsApp messages offering appealing giveaways or deals. They will tell you that in order to receive your deal, you must follow a link to an unknown website address or worse, give them your personal identity details. If you receive an offer via email or message that looks too good to be true and claims to be from a well-known brand, it's probably a scam. Take note. Links in scam messages are often shortened so they don't appear as the full, official website, and you don't know where they are taking you.

Another new ploy to scam unsuspecting people is called QR code jacking. Quick Response (QR) codes work like a barcode to access websites that enable you to order and pay for goods and services, such as pub meals or parking. However, fraudsters have started sticking these codes to parking meters, restaurant menus, leaflets, and electric charging points. Anyone who uses the code will be directed to a fake website set up by fraudsters that requests bank details for payment. This information is used by scammers to steal money from victims' bank accounts. Make sure you avoid paying through a QR code that's placed in a public area. If you are using a QR code to pay for a service such as a restaurant meal, double-check that the website you are directed to is genuine. You can do this by looking at the website URL and ensuring it's valid or verifying with a staff member. When in doubt, pay the old-fashioned way.

Speaking of QR codes, another scam that involves the use of a QR code is called quishing. Quishing occurs when a fraudster sends an email that contains a QR code and claims to be from an official organization, such as a bank, or a major retailer. The email may claim you can buy a product using the code, get money back, or that you need to provide your details for security. This is a big no-no. Again, check the legitimacy of the site that QR takes you to, and do not give away your information.

There is a new, alarming message going around Facebook threatening to disable user accounts if they don't hand over personal information to "verify" their account. The message tells users they posted content on their page that misleads users and that their accounts will be disabled if they don't confirm their account details, including personal information, within 24 hours. This also is a scam. You may even get a message from Facebook claiming that you posted something using someone else's fake name or shared misleading content. Facebook states if you get suspicious messages claiming to be from Facebook, don't click on the links.

Finally, make certain you know how to handle your finances through your banking institution if you suspect you have been scammed. At Telhio, if you suspect you have been a victim of identity theft or financial fraud of any kind, contact us so that we can help.

For further information about identity theft and fraud, visit To learn more about Telhio and how to protect your finances, visit