How To Avoid Overspending On Vacation

Taking off for a vacation with your family or loved one is the perfect way to relax this summer. But if you end up overspending, you'll likely be more stressed when you get back home to your credit card bills, than you were before you left. Below are five easy ways to avoid overspending and while enjoying your vacation:

1. Bring your own food and snacks. Whether traveling for a week-long or simple day trip, bring your own food and snacks. Eating out and trying new restaurants is one of the most fun parts of vacation, but if you do so only at dinner, or once a day, you'll save more than you'd expect.

2. Make a budget. Many people budget for the travel and hotel costs of their vacations, but forget to consider meals and activities when on-site. Be sure to budget appropriately before you leave.

3. Look for local excitement. Summer is the season for local festivals and activities throughout Ohio, and most are free. See what's happening in your local area by visiting

4. Leave unnecessary financial items at home. Before going on vacation, look through your wallet and purse and remove any credit cards, checkbook or other financial items to leave at home. Only bring the forms of payment that you plan on using, plus a backup.

5. Make use of gas perk programs. Traveling by car is pretty much inevitable, whether enjoying an out-of-town getaway or stay-cation this summer. Many retailers, such as grocery stores and gas stations, offer gas discounts that can amount to significant savings, especially if you plan ahead and build up the rewards over the months leading up to your vacation.

Need a little extra cash to take your dream vacation this year? Telhio can help with the right loan for you! Contact a Telhio Member Services Representative for additional information regarding our personal loan products, at 614-221-3233, option 3.

The Financial Five is a monthly consumer column from Ohio's credit unions that provides important financial tips to consumers.

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